As Master of Arts in Development Banking, I offer my clients extensive, multi-disciplinary expertise in marketing, small business operations, entity selection, financial management and small business governance solutions. I am versed in all aspects of private enterprise project preparation, implementation and evaluation. I offer my clients a wealth of experience in creating and executing business plans built on well-designed financial accounting, management, and integrated marketing systems. I am a strong proponent of the Baldrige Criteria which ensures that my clients focus all business development activities on highly defined customer requirements.

I have also contributed to the discourse on economic development problems in developing countries. I was administrator for the Consultation on Development Impact Indicators; and a consultant to the Conference on Participatory Development, Operations Policy Group, the World Bank, Washington, D.C. On the Impact Indicators project, I organized and administered an international conference of major NGOs and Bank specialists to discuss and recommend ways of improving the overall financial and social returns on the Bank's US$100 billion development loan portfolio through improved participation by project beneficiaries. I co-administered the Hubert H. Humphrey Fellowship Program in International Finance, International Monetary Fund, Washington, D.C. concerned with the problems of privatizing state owned enterprises.

As founder and owner, Schumpeter Consulting LLC and the Schumpeter Enterprise Institute, Charlottesville, Virginia, I work continuously at developing and teaching the Institute's flagship curriculum, Fundamentals of Small Business Creation and Development.

Education

Master of Arts, Development Banking, The American University, Washington, D.C., with Distinction in Comprehensive Examination

Bachelor of Science, Accounting, Strayer University, Washington, D.C., Cum Laude

Bachelor of Science, Management, University of Maryland, European Division, Heidelberg

Bachelor of Science, Liberal Arts / History, University of the State of New York, Albany, New York

Diploma, Executive Development Program, Baldrige National Quality Award, Apex, Inc., Alexandria, Virginia

International Experience

• Asia-Pacific: North and South Korea, Japan
• Europe: Italy, Germany, Greece, Turkey, Yugoslavia
• Middle East: Israel, Lebanon, Syria

Publications

Small Business Creation and Development: A Planning Guide for Establishing Your Small Business. Charlottesville, Virginia: Schumpeter Enterprise Institute.  Revised and expanded edition scheduled for release in 2009.